VIP Life Insurance
Life Insurance Is For Living!
When you want to provide financial security to those who matter most to you, life insurance is a good place to start. It can protect your loved ones by providing a death benefit, so they have one less thing to worry about during difficult times. Some policies also build cash value you can use if you need it. V.I.P. Insurance Services offers several types of life insurance, from more than 50 insurance carriers, to match your needs and budget, so you can get the confidence of knowing you’re covered.
When Was Your Life Insurance Reviewed?
If It’s Been More Than 5 Years, You May Need An Upgrade
If your life insurance coverage was established more than 5 years ago, there is a possibility that it does not contain a feature known as Living Benefits Protection. This feature, if included in your life insurance policy, would help to ease your financial stress in the event you should have a critical illness. Let us provide you with a complimentary review of your life insurance policies to determine what coverage you may have.
Call Amanda Carlson for a life insurance review at 480-295-4464
About Living Benefits Protection
Is your life insurance more than 5 years old?
Chances are your older life insurance policy does not offer living benefits protection. You should request a review of your insurance policies by a qualified insurance agent.
What is Living Benefits Protection in life insurance?
Living benefits protection helps to ease the financial stress of a critical illness, offered as part of a life insurance policy. Today, many life insurance plans are customizable through the policy “riders.” A rider, like living benefits protection, is an option that can be added onto a life insurance policy to provide additional protection and/or benefits. Riders create flexibility by enabling policy owners to design a combination of base plans and additional options that best suit their needs. Some riders are automatically included with the insurance; others must be requested, but do not have an additional cost attached; still others can be obtained at an additional premium. Each has its own unique features and purpose.
Peace of mind
Living benefits protection can help offer peace of mind at a critical time. It entitles the policy owner to an early (accelerated) payout of policy death benefits: 1) if the insured is diagnosed to have a life expectancy of 12 months or less. 2) The Living Benefits Protection can help make the insured’s remaining time as comfortable and as dignified as possible. With the escalating costs of medical bills, too many terminally ill patients are faced with financial hardship during the worst possible time. As a person deals with the emotional and physical struggles of terminal illness—as well as the impact on loved ones—the last thing needed is the additional stress of astronomical medical bills.
Life Insurance Retirement Plan
Discover How Life Insurance Can Help You With Retirement Planning
Life insurance can be a useful tool in helping you in planning for your retirement. This video series is designed to help individuals and their advisors understand the strategies using life insurance to add protection from taxes and the downside risks associated with the stock market.
